Selected Showcase of Picnic Projects

A showcase of Picnic designed, launched and managed Discretionary Mutuals.

Projects that are in feasibility remain commercial-in-confidence.

Our Ark Mutual

Our Ark is BYOCustomer+ Discretionary Mutual created to provide risk protection to organisations that build & connect communities together.

Its providing an alternative to ISR insurance for commercial property, contents, money, equipment breakdown and business interruption.

Learn more about the BYOCustomer+ approach.

Launched in 2020, it's protecting community-centric organisations across Australia.

Visit Our Ark Mutual.

Project - Our Ark Mutual - for community connecting organisations
Turo Travels Mutual - protecting Turo hosts & guests in Australia.

Turo Travels Mutual

Turo is the world's largest car sharing marketplace.

Launched in Australia in November 2022, the Turo Travels Mutual provides protection for both guests & hosts for every trip.

This discretionary mutual is an example of the Picnic BYOCustomer approach.

Learn more about the BYOCustomer approach.

Visit Turo.

Our Guard Mutual

Our Guard is designed for the Customer Owned Banking community in Australia, to provide a range of financial lines solutions and options for Directors & Officers, Professional Indemnity and Fraud.

Designed with industry to find a viable solution for the industry. Our Guard has been created under the Picnic BYOCustomer+ approach.

Launched September 2023.

Learn more about the BYOCustomer+ approach.

Visit Our Guard.

Project - Our Guard Mutual for Customer Owned Banks
New mutuals in development from Picnic Labs


Picnic is currently working on a range of BYOCustomer and BYOCustomer+ mutuals that will provide risk protection as an alternative to insurance for communities, industries and organisations.

Lear more about the differences in Picnic Approach to designing insurance alternatives, risk transfer solutions and discretionary mutual funds.

Learn more about how we find solutions to meet the needs of each organisation, industry or community.

Picnic acknowledges the Traditional Custodians of the land on which we work, live, and gather as employees, and recognise their continuing connection to land, water and community. We pay respect to Elders past and present.
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