Featured Post
Why Mutuals?

A Mutual is a business structure that places customers at its heart. While many organisations claim to put customers at the centre of everything they do, with a mutual business structure it’s a fundamental part of the legal structure.

Mark Arnold

An entrepreneur with a successful exit, technology leader & NFP Director.

Read the full story
OUR ARTICLES
Blog Posts
Alternative Insurance
What's a mutual capital instrument?

Mutual companies are member-owned, public companies. Members are customers, who are also owners of the Mutual.

3
minute read
Alternative Insurance
What's an Aggregate Deductible Fund?

An Aggregate Deductible Fund (ADF) is a self-insurance pool of funds that is commonly used by buying groups to manage their risks. Buying groups are formed by collectives of companies, community groups, religious institutions, sporting organisations and others who group together because they have similar insurance needs.

3
minute read
Alternative Insurance
What's a Discretionary Mutual

A Discretionary Mutual is a mutual organisation that provides an insurance-like product known as risk protection.

4
minute read
Alternative Insurance
Why Mutuals?

A Mutual is a business structure that places customers at its heart. While many organisations claim to put customers at the centre of everything they do, with a mutual business structure it’s a fundamental part of the legal structure.

3
minute read
About Us
Picnic | The Origin Story

It was August, 2015. Playing weekend sport with friends, my right Achilles tendon ruptured and snapped completely. I couldn’t walk at all. In pain, but grateful for my income protection policy, I called my insurance company to submit my claim. It was denied based on an administrative error.

5
minute read
About Us
Shareholder own insurance is conflicted

Most consumers think of insurance as large multinational corporations, with their brand names on skyscrapers. This corporatised, publicly-listed model of insurance is where most of us go to buy cover for a house or car, because that’s the most obvious option and in many cases the only option.

4
minute read
Stay up to date with our newest blogs and announcements!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.