Innovative insurance
alternatives

Insurance alternatives from Picnic Labs
We are the conduit between risk
& those that need protection from it.

Picnic Managed Mutuals

Picnic Labs designs, builds & operates mutuals and risk transfer solutions as alternatives to insurance.

Our Ark provide an insurance alternative to community-connecting organisations

Our Ark Mutual

A discretionary mutual fund offering ISR risk protection to community-connecting organisations.

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Turo - the world's largest car sharing marketplace protects host & guests with an insurance alternative

Turo Travels Mutual

If you're a Host or a Guest with Turo in Australia, you're protected by the Turo Travels Mutual.

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Our Guard working  to protect customer owned banks

Our Guard Mutual

Customer Owned Banks have banded together as an industry for an Financial Lines alternative.

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Secret project #1

An industry disruptor is working with Picnic to create a range of insurance alternatives.

How we can help you
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Secret project #2

A consortium of organisations seeking insurance alternatives is working with Picnic.

How we can help you
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Talk to us

Talk to us if your organisation, association, or industry is seeking insurance alternatives

How we can help you

Misunderstood? Mispriced?

Increased prices and exclusions are often applied by insurers without exception.

There may be options available if your organisation, industry, or association has been misunderstood.

Picnic creates & operates effective insurance alternatives that best meet the needs of customers like you.

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Explore your options

Is there an insurance alternative that suits your organisation, industry, or association?

Picnic will work with you to find answers.

It may be that there is already a solution to join, or something new could be created.

TALK TO US